Premiums and Deductibles Published by Ritter Insurance Marketing The Centers for Medicare & Medicaid Services have announced the 2022 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs. This year’s Part B premium increase is the largest monetary cost jump in history, though not percentage-wise. We detail the cost changes for […]
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CHANGING MEDIGAP PLANS It’s not always easy, but it’s certainly possible If you enrolled in a Medigap policy during your initial six-month window, your plan is guaranteed renewable every year. And since Medigap policies provide standardized coverage regulated by the government, you don’t need to worry about surprise changes to your plan each year. However,
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RENEWAL TIME WHAT TO THINK ABOUT at RENEWAL TIME What to consider when holiday shopping includes searching for new health coverage Open enrollment happens every year from October 15 to December 7. And while you may be pleased with your Medicare coverage. It’s still important to take time to review your benefits and consider whether
WHAT TO DO IF A PLAN DROPS YOU It’s unlikely, but you should still be prepared Medicare guarantees you certain rights. As long as you pay your premiums, you should be guaranteed the right to all of Medicare regardless of your age, your health, or where you live. Suppose you abide by Medicare deadlines (and
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How to Enroll in Medicare With various forms to enroll, it doesn’t have to be hard If you receive benefits from Social Security or the Railroad Retirement Board four months before you turn 65, you will be automatically enrolled. However, suppose you have not started receiving these benefits. In that case, you need to collect
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Paying for Original Medicare Part A and B, or the “Original Medicare,” is run by the federal government. You will pay your Medicare Part B premium and your Part A premium if you have a premium directly to your Medicare. There are several methods to establish your payments: You can enroll in Medicare Easy Pay.
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Get Medicare while you are still working Even if you’re still at work, don’t miss your initial enrollment period Nowadays, many people work beyond the retirement age of 65. Because people live longer and have healthier lives, many are putting off retirement to continue building their savings and collecting work benefits. Although there is a
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Most Medicare drug plans have a coverage gap (also called the “donut hole”). This means there’s a temporary limit on what the drug plan will cover for drugs. Not everyone will enter the coverage gap, and it doesn’t apply to members who get Extra Help to pay for their Part D costs.